Global Capital Bets on Latin America’s Payment Future: Mercatus Holdings and Northlight Equity Invest in LatamFi

Against the backdrop of rapid developments in global payments and stablecoins, Latin America is emerging as a focal point for capital. LatamFi, a compliant stablecoin financial network, has announced the completion of a strategic financing round. Investors include Swiss legacy financial group Mercatus Holdings, North American emerging fund Northlight Equity, and decentralized investment organization Furnace Capital DAO.

This financing marks a strong signal: global investors are betting firmly on Latin America as the next “hotbed for payments and stablecoin adoption.”

Why Latin America?

The region faces long-standing structural challenges:

High cross-border payment costs: Average fees around 6%, well above the global average;

Slow settlement: Remittances often take 3–5 business days;

Severe inflation: Countries like Argentina and Venezuela experience persistent or even hyperinflation;

Financial exclusion: Over 100 million adults remain unbanked.

Yet, new opportunities are emerging:

Brazil’s Pix instant payment system, led by the central bank, has reached 140 million users in just three years;

Mexico’s SPEI and Colombia’s low-barrier e-wallets are also gaining traction.

LatamFi is designed to capture this momentum.

LatamFi: Compliance + Technology

LatamFi’s strategy goes beyond issuing a single stablecoin. Its mission is to build infrastructure covering stablecoin issuance, compliant settlement, local payment integration, cross-border transfers, and DeFi applications:

Stablecoin LUSD: USD-pegged, 1:1 reserves, regularly audited;

Ecosystem token LATM: For governance and incentives;

Compliance-first: KYC/AML, Travel Rule, transparent Proof-of-Reserves, pursuing licenses in Brazil, Mexico, and beyond;

Technology architecture: Supports Ethereum and BSC; Layer-2 clearing boosts settlement to seconds and cuts costs by over 90%;

Merchant API: Cross-border e-commerce, freelance platforms, and payment gateways can integrate seamlessly.

Why Investors Chose LatamFi

Mercatus Holdings Partner:

“Latin America is the core region for global financial digital transformation. LatamFi’s strength lies in combining regulatory foresight with technical execution. We believe LatamFi can become the global hub for stablecoin payments.”

Northlight Equity Managing Director:

“Stablecoins represent one of the most certain growth tracks in global markets. LatamFi’s first-mover advantage in transparency, compliance, and integration makes it next-generation financial infrastructure.”

Furnace Capital DAO Community Statement:

“LatamFi’s openness and transparency align with Web3 values. We support projects driving financial inclusion and democratizing cross-border payments—LatamFi is a leader in this mission.”

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What It Means for Institutions

1. Capital opportunities: Participate in LUSD reserves and LATM governance;

2. Business integration: APIs enable low-cost, efficient settlement for cross-border platforms;

3. Compliance assurance: PoR disclosures, audits, and licensing ensure global recognition;

4. Market expansion: Early partners can scale rapidly across Brazil, Mexico, and Argentina.

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Roadmap

Next 12 months: Integrate with Pix, publish reserve audits, expand merchant APIs;

Next 24 months: Enter Mexico, Argentina, Colombia; pursue EU MiCA licensing and US GENIUS Act compliance pilot;

Long-term vision: Build a multi-stablecoin clearing network (USD, EUR, BRL, MXN) as a “digital financial highway” between Latin America and the world.

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Conclusion

As the global stablecoin market enters a compliance-first era, LatamFi stands out with compliance, transparency, efficiency, and openness at its core.

For both investors and enterprises seeking efficient cross-border settlement, LatamFi offers a reliable, long-term platform.

This is not just another stablecoin project—it is a reconstruction of Latin America’s financial infrastructure. With global capital now on board, the vision is quickly becoming reality.